Financial System Average interest rates on national currency loans by economic activity


Financial System Average interest rates on national currency loans by economic activity /n1 /n4
Percentage

Week from 10/15/2025 to 10/21/2025

Week from 10/22/2025 to 10/28/2025

Week from 10/29/2025 to 11/04/2025

Week from 11/05/2025 to 11/11/2025

Week from 11/12/2025 to 11/18/2025

Week from 11/19/2025 to 11/25/2025

Week from 11/26/2025 to 12/02/2025

Week from 12/03/2025 to 12/09/2025

Week from 12/10/2025 to 12/16/2025

Week from 12/17/2025 to 12/23/2025

Week from 12/24/2025 to 12/30/2025

Week from 12/31/2025 to 01/06/2026

OSD /n2

Agriculture andcCattle raising

7.20

7.09

6.92

6.17

6.67

6.98

7.48

6.35

6.26

7.18

7.46

7.93

Forestry

Fisheries and aquaculture

10.00

8.62

6.81

10.00

6.54

10.81

6.40

9.48

10.00

17.19

21.00

Mining and quarrying

7.43

28.00

14.00

7.25

11.12

9.00

14.00

24.75

7.27

Industry

6.76

7.17

7.04

6.15

6.89

7.25

5.61

7.15

6.10

6.31

9.75

5.07

Electricity

14.43

13.76

13.00

13.13

13.31

6.95

13.31

9.90

10.15

9.02

7.27

Construction

12.07

13.35

12.34

11.83

12.27

11.84

12.23

13.43

11.74

10.57

13.73

11.10

Real estate activities

7.69

7.77

7.83

7.71

7.83

7.90

7.63

7.79

7.97

7.64

8.03

Commerce

8.43

7.64

7.97

7.68

7.76

8.43

7.07

7.05

8.09

6.82

6.40

6.90

Transport and others

9.77

9.62

10.19

8.15

10.40

8.30

8.90

10.68

9.22

7.70

10.72

9.52

Services and tourism

11.12

12.26

8.43

12.11

6.93

12.15

10.44

10.26

10.30

8.75

12.42

10.03

Credit cards

30.54

29.89

29.73

29.50

29.99

30.39

30.95

30.41

30.09

30.70

31.66

30.55

Consumption

14.83

14.78

14.82

14.55

14.98

14.90

14.80

14.69

14.84

14.59

13.93

15.63

Other activities

9.72

9.12

8.47

9.02

9.53

9.16

8.58

7.50

8.33

8.61

9.66

8.18

Average interes rate

12.88

12.25

10.87

11.45

11.16

12.67

10.97

10.07

10.20

10.95

11.32

10.01

Public Banks

Agriculture andcCattle raising

6.91

6.21

6.65

6.63

6.98

6.56

7.45

6.14

6.67

6.91

7.35

7.70

Forestry

Fisheries and aquaculture

8.30

6.81

6.54

10.81

4.00

Mining and quarrying

7.43

7.25

7.27

Industry

5.67

5.78

5.52

4.86

5.48

6.75

5.37

6.17

5.72

5.81

6.49

4.51

Electricity

6.98

7.31

6.95

3.78

5.45

5.62

7.27

Construction

5.78

6.23

7.64

4.82

7.19

5.70

7.88

6.53

5.91

6.16

3.78

Real estate activities

7.54

7.53

7.50

7.57

7.60

7.65

7.69

7.43

7.55

7.69

7.60

7.82

Commerce

7.32

6.17

6.52

6.50

5.88

7.08

5.71

5.51

6.32

5.90

5.96

6.63

Transport and others

8.76

8.08

6.32

11.22

7.28

6.31

7.58

6.73

8.13

7.23

8.75

8.56

Services and tourism

5.38

5.83

6.24

5.89

4.35

6.08

6.73

6.06

6.00

5.24

5.81

6.82

Credit cards

34.10

34.27

34.17

33.81

34.39

34.13

33.81

34.07

33.73

34.39

35.01

34.31

Consumption

13.99

13.92

13.95

13.81

14.30

14.33

13.89

13.88

14.35

14.22

12.96

15.04

Other activities

7.65

7.32

7.49

7.45

7.51

7.84

7.86

7.46

7.53

8.28

7.21

Average interes rate

9.96

9.31

8.41

9.03

8.53

10.21

8.07

7.75

8.95

8.81

7.70

7.19

Private Banks

Agriculture andcCattle raising

7.37

7.63

9.25

5.06

5.85

5.75

6.50

5.24

5.81

7.68

12.92

Forestry

Fisheries and aquaculture

10.00

6.40

10.07

10.00

17.16

Mining and quarrying

14.00

11.12

9.00

14.00

Industry

7.21

9.11

8.32

6.64

7.17

6.92

6.05

7.77

6.26

6.36

9.91

6.42

Electricity

14.43

14.00

16.79

13.13

13.31

14.00

13.11

16.54

Construction

12.40

13.69

12.78

13.15

12.39

12.70

12.94

13.40

11.72

11.32

13.58

11.94

Real estate activities

7.86

7.92

8.19

7.83

8.24

8.05

8.02

7.93

8.23

7.79

8.23

Commerce

8.52

9.90

10.35

8.22

10.58

8.94

10.19

8.91

9.46

7.86

7.63

6.84

Transport and others

9.10

10.55

14.26

7.63

10.07

12.00

8.60

12.70

9.18

7.09

10.70

9.62

Services and tourism

9.19

11.85

14.32

12.24

13.56

11.82

9.93

10.97

11.87

10.56

14.37

8.18

Credit cards

28.30

27.38

27.24

26.55

27.04

27.90

27.80

27.77

27.41

27.81

27.57

27.71

Consumption

19.60

17.52

16.30

19.76

20.21

18.27

19.68

19.13

18.99

16.51

16.60

Other activities

11.32

9.50

8.30

8.85

10.76

9.25

7.29

8.38

9.36

11.84

11.75

Average interes rate

14.12

14.60

11.92

11.74

12.22

13.72

13.65

10.87

9.81

11.78

14.70

11.63

Cooperatives

Agriculture andcCattle raising

14.16

12.42

6.35

11.23

11.74

12.62

11.39

13.59

11.36

9.86

14.98

11.29

Forestry

Fisheries and aquaculture

Mining and quarrying

28.00

24.75

Industry

20.71

19.41

17.40

19.13

18.84

19.06

17.82

18.05

17.44

19.19

19.74

20.50

Electricity

Construction

11.50

9.91

9.46

14.84

12.08

11.70

9.63

16.62

15.22

10.33

16.18

8.97

Real estate activities

8.45

8.69

8.61

10.97

10.51

8.71

8.58

8.35

8.70

9.75

9.50

20.29

Commerce

14.74

13.51

11.36

13.10

13.70

13.50

13.34

12.28

13.17

13.72

16.28

14.44

Transport and others

17.45

17.35

11.60

15.13

18.46

16.01

13.59

17.61

14.19

12.39

11.99

10.11

Services and tourism

18.00

17.16

17.42

17.19

16.92

17.25

11.90

11.29

11.30

16.45

16.31

11.23

Credit cards

17.63

22.13

18.12

19.66

19.74

18.59

25.37

19.60

19.40

26.75

22.15

Consumption

15.17

15.44

15.48

15.26

15.27

14.87

15.03

14.65

14.35

14.47

14.56

Other activities

10.48

10.64

10.48

10.51

10.77

10.65

11.89

14.62

14.49

13.14

11.51

14.78

Average interes rate

13.31

13.05

12.79

12.85

13.43

13.09

12.90

12.64

12.70

13.87

14.75

12.39

Mutual

Agriculture andcCattle raising

Forestry

Fisheries and aquaculture

Mining and quarrying

Industry

Electricity

Construction

9.55

11.00

8.85

9.25

9.65

Real estate activities

8.28

8.29

8.35

8.54

8.31

8.10

8.34

8.41

8.42

8.40

8.07

Commerce

8.67

Transport and others

Services and tourism

6.41

9.09

8.62

10.27

Credit cards

23.00

Credit cards

12.19

12.80

12.71

13.38

12.97

11.56

12.33

12.92

12.47

11.64

15.42

14.38

Other activities

8.58

8.46

8.42

8.62

8.52

8.58

8.60

8.43

8.64

8.44

8.15

8.95

Average interes rate

9.17

9.01

9.25

9.49

9.46

9.43

9.29

9.23

9.13

9.34

9.48

9.72

Other Financial Institutions

Agriculture andcCattle raising

10.87

8.95

21.00

10.54

8.95

Forestry

Fisheries and aquaculture

24.00

21.00

Mining and quarrying

Industry

9.24

8.13

23.73

10.19

23.29

Electricity

8.95

21.00

Construction

8.95

21.00

11.25

21.00

Real estate activities

21.00

8.95

Commerce

12.52

9.86

9.91

10.14

9.68

9.88

16.22

21.00

11.62

9.97

21.00

Transport and others

21.00

12.06

21.00

Services and tourism

8.95

9.15

9.12

21.00

11.14

9.33

9.68

22.46

10.44

21.00

Credit cards /n3

38.03

36.77

36.12

38.42

38.09

38.57

37.65

39.05

38.76

38.01

37.96

37.89

Consumption

32.80

31.75

32.48

33.60

33.41

32.45

30.47

31.48

32.88

33.79

33.93

33.39

Other activities

9.19

9.38

9.06

11.54

9.19

9.18

9.46

21.67

13.15

10.05

10.33

9.92

Average interes rate

36.18

33.75

33.27

36.51

29.56

35.09

37.62

30.69

35.77

37.21

37.19

Notes:
n1/ The economic activity of Consumption does not include credit cards; also space in blank reflects there is not transactions for that specific week in those activities. The real estate activity includes housing. The electricity activity includes the supply of electricity, gas, steam, air conditioning, water and waste management.
n2/ OSD (otras sociedades de depósito) incluye bancos, cooperativas,mutuales y financieras.
n3/ As of the week of September 2 to 8, 2020, these entities began to report in this area, information is being verified backwards.
n4/ As of September 13th, 2023, it is not possible to guarantee the integrity of the TAN calculation due to incomplete information provided by some commercial banks.

Links:
1/ Methodology

Contact:

Correo electronico: atencionalcliente@bccr.fi.cr, 2243-3333

Filter:

From

MM/dd/yyyy

MM/dd/yyyy

Versión Español