Financial System Average interest rates on national currency loans by economic activity


Financial System Average interest rates on national currency loans by economic activity /n1 /n4
Percentage

Week from 12/17/2025 to 12/23/2025

Week from 12/24/2025 to 12/30/2025

Week from 12/31/2025 to 01/06/2026

Week from 01/07/2026 to 01/13/2026

Week from 01/14/2026 to 01/20/2026

Week from 01/21/2026 to 01/27/2026

Week from 01/28/2026 to 02/03/2026

Week from 02/04/2026 to 02/10/2026

Week from 02/11/2026 to 02/17/2026

Week from 02/18/2026 to 02/24/2026

Week from 02/25/2026 to 03/03/2026

Week from 03/04/2026 to 03/10/2026

OSD /n2

Agriculture andcCattle raising

7.18

7.46

7.93

4.96

7.10

7.27

7.54

7.49

6.39

6.74

7.00

7.57

Forestry

24.75

14.48

20.90

12.50

24.00

Fisheries and aquaculture

17.19

21.00

12.90

24.00

12.88

9.71

Mining and quarrying

24.75

7.27

7.71

24.75

14.21

16.37

12.27

14.23

14.39

4.00

Industry

6.31

9.75

5.07

6.51

6.06

7.37

5.87

6.52

5.74

7.19

6.23

5.81

Electricity

9.02

7.27

11.40

6.15

5.55

13.50

24.00

14.13

11.52

10.14

Construction

10.57

13.73

11.10

11.81

12.22

10.34

11.91

10.61

12.08

12.13

11.06

11.83

Real estate activities

7.97

7.64

8.03

7.84

7.73

7.89

7.78

7.71

8.26

7.77

7.67

Commerce

6.82

6.40

6.90

6.80

8.29

7.93

7.44

7.02

7.73

7.33

8.83

7.44

Transport and others

7.70

10.72

9.52

10.62

7.96

11.66

10.02

14.84

7.40

8.17

9.34

7.90

Services and tourism

8.75

12.42

10.03

10.17

10.36

10.92

10.26

10.11

11.74

10.85

11.72

11.57

Credit cards

30.70

31.66

30.55

29.42

29.23

28.61

29.11

29.07

28.99

29.26

29.64

29.34

Consumption

14.59

13.93

15.63

15.17

14.97

15.04

14.70

15.13

14.74

14.82

14.76

14.89

Other activities

8.61

9.66

8.18

9.34

8.78

9.77

9.44

9.31

9.01

8.05

8.14

7.61

Average interes rate

10.95

11.32

10.01

11.28

11.91

12.65

11.85

11.98

11.70

11.98

11.64

11.44

Public Banks

Agriculture andcCattle raising

6.91

7.35

7.70

4.76

7.22

7.01

7.21

7.23

7.27

7.11

6.91

6.63

Forestry

Fisheries and aquaculture

3.70

Mining and quarrying

7.27

7.26

18.42

Industry

5.81

6.49

4.51

6.40

6.15

6.11

5.03

6.18

4.92

6.25

5.63

4.81

Electricity

5.62

7.27

7.26

5.52

Construction

6.16

3.78

6.50

7.84

7.13

7.71

6.52

7.40

8.55

8.50

7.69

Real estate activities

7.69

7.60

7.82

7.70

7.45

7.68

7.41

7.79

7.54

7.47

7.38

Commerce

5.90

5.96

6.63

5.78

6.45

6.39

5.92

6.27

6.37

6.14

6.20

6.16

Transport and others

7.23

8.75

8.56

8.75

7.62

7.86

7.46

9.88

6.73

6.95

6.70

8.02

Services and tourism

5.24

5.81

6.82

6.04

5.90

5.03

6.69

6.08

5.75

5.79

5.44

5.84

Credit cards

34.39

35.01

34.31

34.89

34.21

35.00

34.15

34.50

33.65

34.26

33.92

33.74

Consumption

14.22

12.96

15.04

14.51

14.19

14.46

14.14

14.73

14.37

14.22

14.30

14.05

Other activities

7.53

8.28

7.21

7.58

7.66

7.99

8.16

7.77

8.10

7.76

7.69

7.47

Average interes rate

8.81

7.70

7.19

8.74

9.15

9.66

8.84

9.29

8.82

9.76

9.40

8.83

Private Banks

Agriculture andcCattle raising

5.81

7.68

12.92

4.94

5.39

5.47

9.36

5.67

5.05

4.87

5.89

8.81

Forestry

Fisheries and aquaculture

17.16

12.90

12.88

12.82

Mining and quarrying

7.75

14.00

10.91

14.00

4.00

Industry

6.36

9.91

6.42

6.37

5.88

7.22

8.31

6.10

7.77

6.91

6.18

6.38

Electricity

16.54

14.00

4.00

8.36

13.50

15.44

11.52

10.13

Construction

11.32

13.58

11.94

12.47

12.68

13.67

12.22

11.27

12.42

11.96

12.89

13.12

Real estate activities

8.23

7.79

8.23

8.30

8.03

8.00

7.86

8.21

7.88

8.06

7.97

7.66

Commerce

7.86

7.63

6.84

7.29

8.77

9.17

10.01

7.59

9.73

7.93

10.56

8.38

Transport and others

7.09

10.70

9.62

10.91

7.95

11.69

11.04

14.71

6.70

8.96

10.53

7.33

Services and tourism

10.56

14.37

8.18

11.41

9.12

11.02

11.13

12.12

9.51

12.43

13.96

Credit cards

27.81

27.57

27.71

27.13

26.84

26.42

26.33

27.08

26.86

27.41

27.42

27.44

Consumption

18.99

16.51

16.60

18.01

16.35

17.59

16.24

15.92

16.23

17.43

16.45

18.12

Other activities

9.36

11.84

11.75

9.82

9.24

11.44

10.33

10.23

8.89

7.69

8.04

7.32

Average interes rate

11.78

14.70

11.63

12.04

12.64

14.90

14.70

13.58

13.86

12.74

12.30

11.90

Cooperatives

Agriculture andcCattle raising

9.86

14.98

11.29

10.34

14.56

11.53

14.88

13.93

13.16

13.03

11.34

15.19

Forestry

24.75

14.48

20.90

12.50

Fisheries and aquaculture

Mining and quarrying

24.75

19.50

19.43

24.75

Industry

19.19

19.74

20.50

18.40

18.93

15.55

17.51

18.80

19.39

19.17

18.45

21.31

Electricity

Construction

10.33

16.18

8.97

11.65

14.24

12.92

13.02

20.59

18.09

17.02

12.64

14.16

Real estate activities

9.75

9.50

20.29

8.63

14.58

10.05

9.26

15.10

10.71

9.68

8.87

10.94

Commerce

13.72

16.28

14.44

17.52

16.83

15.18

13.78

15.50

15.35

14.78

13.43

14.23

Transport and others

12.39

11.99

10.11

14.17

24.75

19.65

12.23

18.05

19.03

17.54

14.26

21.43

Services and tourism

16.45

16.31

11.23

11.07

11.55

11.45

11.55

12.24

12.31

12.50

12.31

12.19

Credit cards

26.75

22.15

24.02

16.86

12.08

26.43

23.74

20.52

19.34

23.15

19.24

Consumption

14.35

14.47

14.56

15.28

15.23

14.87

15.18

14.68

15.16

14.88

15.20

Other activities

13.14

11.51

14.78

15.61

17.36

14.47

13.23

15.91

15.73

15.00

13.57

17.00

Average interes rate

13.87

14.75

12.39

12.49

13.35

12.98

12.87

13.78

13.71

14.01

13.52

13.71

Mutual

Agriculture andcCattle raising

Forestry

Fisheries and aquaculture

Mining and quarrying

Industry

Electricity

Construction

9.65

11.00

11.92

11.57

7.95

8.95

9.60

8.85

Real estate activities

8.40

8.07

8.25

8.35

8.27

8.32

8.50

8.19

8.35

8.22

8.46

Commerce

8.67

Transport and others

Services and tourism

10.27

10.26

8.85

7.47

7.80

7.98

Credit cards

23.00

Credit cards

11.64

15.42

14.38

12.89

12.92

13.12

12.26

11.62

13.11

12.96

12.56

13.38

Other activities

8.44

8.15

8.95

8.47

8.68

8.45

8.56

8.37

8.55

8.33

8.08

8.56

Average interes rate

9.34

9.48

9.72

9.32

9.21

9.40

8.87

9.11

8.84

9.17

9.14

9.55

Other Financial Institutions

Agriculture andcCattle raising

8.95

24.00

8.95

14.19

14.45

8.95

Forestry

24.00

Fisheries and aquaculture

24.00

21.00

24.00

Mining and quarrying

Industry

11.70

24.00

15.79

Electricity

21.00

8.95

24.00

10.26

10.25

Construction

21.00

8.95

11.25

15.57

24.00

Real estate activities

11.28

24.00

Commerce

9.97

21.00

8.95

9.06

9.59

11.97

9.80

11.59

21.84

19.04

9.29

Transport and others

12.06

21.00

24.00

11.89

19.84

Services and tourism

22.46

10.44

21.00

9.56

9.40

8.43

11.08

24.00

22.10

Credit cards /n3

38.01

37.96

37.89

37.61

37.94

36.23

35.00

36.81

37.16

35.91

36.09

37.21

Consumption

33.79

33.93

33.39

32.01

33.52

31.76

31.51

32.75

33.54

33.56

32.36

32.89

Other activities

10.05

10.33

9.92

9.83

9.19

11.70

9.80

12.81

15.33

16.83

17.27

10.07

Average interes rate

35.77

37.21

37.19

36.09

35.85

33.70

33.31

35.63

25.12

33.67

33.26

35.56

Notes:
n1/ The economic activity of Consumption does not include credit cards; also space in blank reflects there is not transactions for that specific week in those activities. The real estate activity includes housing. The electricity activity includes the supply of electricity, gas, steam, air conditioning, water and waste management.
n2/ OSD (otras sociedades de depósito) incluye bancos, cooperativas,mutuales y financieras.
n3/ As of the week of September 2 to 8, 2020, these entities began to report in this area, information is being verified backwards.
n4/ As of September 13th, 2023, it is not possible to guarantee the integrity of the TAN calculation due to incomplete information provided by some commercial banks.

Links:
1/ Methodology

Contact:

Correo electronico: atencionalcliente@bccr.fi.cr, 2243-3333

Filter:

From

MM/dd/yyyy

MM/dd/yyyy

Versión Español